Consumer Credit and Financing
This LL.M.-only course will examine the evolution of the U.S. consumer credit, financial services, and privacy laws and regulations relating to the use of consumer data and identity theft as well as analyze the various case law that has arisen since the enactment of the Consumer Credit Protection Act of 1968. The course will provide an in-depth analysis of the legislative changes enacted by the Wall Street Reform Act and of the laws, regulations, policies, and practices relating to credit cards, mortgages, auto loans, and student loans, as well as the privacy protections relating to nonpublic personal and financial information; the rights of consumers and regulatory officers under such laws as the Federal Trade Commission Act; data secrecy laws; state laws that prohibit unfair and deceptive acts and practices; common tort laws; and contract claims. It will also examine the discharge of consumer debt in bankruptcy, identity theft, and the regulation of banks and financial institutions. Open to LL.M. Students only.