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Curriculum
Curriculum
The Curriculum was developed by the Coalition to be used in
the training sessions, called "Making Sense of Cents". The curriculum was
designed by with these four goals in mind
- To give debtors better information to assure that they receive the maximum
benefit from the bankruptcy system's fresh start;
- To make debtors more alert to uses and misuses of credit;
- To help debtors develop spending plans that include future savings;
- To provide debtors with a vocabulary to enable them to discuss financial
issues; and
- To enhance attitudes and behavior that's consistent with improved spending
and crediting skills.
Volunteers
Volunteers with backgrounds in
many diverse areas including education, law, social work, psychology, and
banking are utilized to teach the financial classes. Before volunteer teachers
are able to teach classes, they are required to attend a two-day training
program that provides them with substantive information, teaching strategies and
techniques, as well as the psychodynamics of debt.
Teacher trainees are
provided with
- An opportunity to practice teaching;
- Opportunities to observe and critique other teachers;
- Teacher's manual; and
- Concrete and detailed suggestions for in-class activities and
exercises.
"Making Sense of Cents" - Curriculum components
- Understanding the world of money and consumption;
- Reading and understanding consumer contracts and interest rate disclosures;
- Making smart financial choices on a tight budget;
- Avoiding scams aimed at consumers with poor credit records;
- Understanding and correcting credit reports and credit scores; and
- Developing a spending and savings plan.
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