The Economic Justice Project (EJP) is dedicated to promoting economic development in traditionally underserved communities, primarily through bank lending, investment, and services. The EJP uses the Community Reinvestment Act (CRA) and the Home Mortgage Disclosure Act (HMDA) to hold banks and other lenders accountable to meet the credit, investment, and service needs of traditionally underserved neighborhoods.

The EJP publishes studies of lending, comments on proposed CRA and HMDA regulations, participates in advocacy efforts, and provides training and other technical assistance to community groups interested in using the CRA and HMDA to promote economic development in their neighborhoods.

Subprime Mortgage Report
Click here to read the EJP's report on the subprime mortgage meltdown, The Higher Cost of Being African American or Latino: Subprime Home Mortgage Lending in New York City, 2004–2005.


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